Skip to main content

Interest Rates

Deposit Rates are effective as of 11/23/2017. Interest rates are subject to change.
Fees could reduce the earnings on any of these accounts.

Interest Checking Account

Account Min. Opening Deposit Min. Daily Balance to Obtain APY Interest Rate Annual Percentage Yield
Golden Checking
$1,000-$9,999.99 $0 $1,000 0.020% 0.02%
$10,000-$24,999.99 $0 $1,000 0.020% 0.02%
$25,000+ $0 $1,000 0.020% 0.02%

Money Market

Account Min. Opening Deposit Min. Daily Balance to Obtain APY Interest Rate Annual Percentage Yield
Money Market
$0-$4,999.99 $0 N/A 0.050% 0.050%
$5,000-$24,999.99 $0 $5,000 0.050% 0.050%
$25,000-$49,999.99 $0 $25,000 0.100% 0.100%
$50,000+ $0 $50,000 0.100% 0.100%
Special Business Money Market
$0-$4,999.99 $0 N/A 0.200% 0.20%
$5,000-$24,999.99 $0 $5,000 0.400% 0.40%
$25,000-$49,999.99 $0 $25,000 0.600% 0.60%
$50,000+ $0 $50,000 1.000% 1.00%

Savings

Account Min. Opening Deposit Min. Daily Balance to Obtain APY Interest Rate Annual Percentage Yield
Personal Savings
$0+ $100.00 N/A 0.100% 0.100%
Student Savings
$0+ $10.00 N/A 0.100% 0.100%

The interest rate and annual percentage yield may change after account opening for all Interest Checking, Money Market, and Savings Accounts. CD rates are effective as of the date of this publication. Interest rates are subject to change.

Certificates of Deposits

Account Min. Opening Deposit Min. Daily Balance to Obtain APY Interest Rate Annual Percentage Yield
CD Terms:
3 months $500 $500 0.199 0.20%
6 months $500 $500 0.199% 0.20%
9 months $500 $500 0.498% 0.50%
1 year $500 $500 1.242% 1.25%
15 months $500 $500  1.636% 1.65%
18 months $500 $500 1.489% 1.50%
2 years $500 $500 1.636% 1.65%
27 months
(Special)
$500 $500 1.735% 1.75%
3 years $500 $500 1.784% 1.80%
4 years $500 $500 1.882% 1.90%
5 years $500 $500 1.980% 2.00%
  • For all Certificate of Deposits a penalty will be imposed for early withdrawals. Fees could reduce the earnings on your CD.
  • The minimum daily balance is the amount of principal needed to earn interest on the account each day.

 

Calculators

Business Banking

Meet The Team

Success Stories

Customer SpotlightLearn More

Customer Spotlight

"For the last four years, Monument Bank has been the most pleasant, positive, and results-oriented professional I have ever worked with, regardless of the subject matter or problem."

 

Raymond G., Doylestown

Bank Services

Personal Banking

Personal Banking

Monument Bank is your community bank with big bank technology. Whether you prefer to bank in person at the branch or on your sofa in your pajamas, Monument Bank constantly strives to provide you with the most complete, multi-channel banking experience available so you can bank the way you prefer.

Residential Mortgage

Residential Mortgage

Now is the right time to get that house you always wanted! Competitive interest rates, flexible mortgage plans, down payment amounts geared toward your situation and programs to fit every borrower's needs are available at Monument Bank.

Business Banking

Business Banking

Being in business is hard enough. If your bank is cutting into your bottom line with needless account maintenance fees, per check fees, in-person transaction fees, statement fees and on and on, you need Monument Bank on your team.

Commercial Lending

Commercial Lending

As a business owner, you already know that your commercial lending relationship is critical to your success. Your bank should value that relationship and want to be your partner in success. Monument Bank’s team of experienced lenders will provide opportunities tailored to meet your needs.

Web Safety

Monument Bank will never solicit for personal identification information via Internet or Telephone. Keep yourself protected by staying informed.

Learn More Today
Phishing, ID Theft, Phone Scam
Download Adobe Acrobat Reader for PDFs