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First Time User? | Bill Pay Demo

interest rates

Current Deposit Rates (rates subject to change)
Fees could reduce the earnings on the account. Please use the following details to wire funds into your Monument Bank Account:

Demand (b)
AccountMIN. OPENING
DEPOSIT
MIN. DAILY BALANCE
TO OBTAIN APY *
INTEREST
RATE
ANNUAL
PERCENTAGE YIELD
Golden Checking
 $1,000-$9,999.99 $0 $1,000 0.100% 0.100%
$10,000-$24,999.99 $0 $1,000 0.100% 0.100%
$25,000 + $0 $1,000 0.100%

0.100%

 

Money Market (b)
AccountMIN. OPENING
DEPOSIT
MIN. DAILY BALANCE
TO OBTAIN APY *
INTEREST
RATE
ANNUAL
PERCENTAGE YIELD
Money Market
$0-$4,999.99 $0 N/A 0.150% 0.150%
$5,000-$24,999.99 $0 $1,000 0.150% 0.150%
$25,000 - $49,999.99 $0 $1,000 0.250% 0.250%
$50,000 + $0 $50,000 0.300% 0.300%

 

 Business Checking
 $0  0.500%0.500% 
 
         

 

Savings (b)
AccountMIN. OPENING
DEPOSIT
MIN. DAILY BALANCE
TO OBTAIN APY *
INTEREST
RATE
ANNUAL
PERCENTAGE YIELD
Savings
$0 + $100.00 N/A 0.250% 0.250%
Student Savings        
$0 + $10.00 N/A 0.250% 0.250%

       (b) The interest rate and annual percentage yield may change after account opening

Current CD Rates (rates subject to change)
Fees could reduce the earnings on the account.

Certificates of Deposit
AccountMIN. OPENING
DEPOSIT
MIN. DAILY BALANCE
TO OBTAIN APY *
INTEREST
RATE
ANNUAL
PERCENTAGE YIELD
CD Terms:
3 months (a) $500 $500 0.200% 0.200%
6 months (a) $500 $500 0.349% 0.350%
9 months (a) $500 $500 0.399% 0.400%
1 year (a) $500 $500 0.499%  0.500%
18 months (a) $500 $500 0.548%   0.550%
2 years (a) $500 $500 0.747%   0.750%
3 years (a) $500 $500 0.846%  0.085%
4 years (a) $500 $500 1.242%   1.250%
5 years (a) $500 $500 1.489%   1.500%
(a) A penalty will be imposed for early withdrawals
 
*Daily balance is the amount of the principal on the account each day