Personal Banking

We provide Service Beyond Expectation!

Free Checking Account

• Non- interest bearing checking account
• No monthly service charge
• No minimum deposit to open
• Free On-line Banking and Bill Pay
• Free VISA® Check Card with unlimited transactions
• No fee when you use your VISA® Check Card at Allpoint Surcharge Free ATMs

Golden Interest Checking Account

• Interest bearing checking account
• Check our rates
• No monthly service charge  
• No minimum deposit to open
• Free On-line Banking and Bill Pay
• Free VISA® Check Card with unlimited transactions
• No fee when you use your VISA® Check Card at Allpoint Surcharge Free ATMs

Personal Money Market Account

MAKE YOUR MONEY WORK HARDER - If you typically maintain higher savings balances, take advantage of higher returns with a Money Market Account. You can't go wrong with competitive rates, no minimum balance requirements and no monthly maintenance fee.

• Check our rates
• No minimum deposit to open

Monument Bank Savings Account

• Interest bearing account
• Check our rates
• $3.00 monthly maintenance fee
• Avoid the monthly maintenance fee by maintaining a $100.00 minimum daily ledger balance in this account.
• No minimum deposit to open

Monument Student Savings Account

• Earn interest while you save for future purchases- especially designed for our savers 18 years and younger
• Interest bearing account
• Check our rates
• No service charge
• No minimum deposit to open

Federal Regulation you are permitted to make up to six (6) transfers or withdrawals per month to other accounts from your savings or money market account, including transfers to another account for overdraft protection, transfers made by telephone, or personal computer, also including transfers to a third party by preauthorized or automatic agreement, telephone or electronic and online transfers. No more than three of these six transfers may be by check, drafts, through point of sale purchases, with an ATM/check card or through similar payments to a third party.

Health Savings Accounts (HSA)

A Health Savings account is an account that you can put money into to save for future medical expenses. There are certain advantages to putting money into these accounts, including favorable tax treatment.

Visit Monument Bank or Contact us for more information
about our Health Savings Accounts.

debit card

Using a Monument Bank Debit Card is more convenient than writing checks and safer than carrying cash.

• Card is accepted at millions of locations
• Every purchase is automatically subtracted from your checking account and your monthly statement provides a record of all of your card transactions
• Monument Bank customers have access to over 32,000 FREE ATMs through the Allpoint network.
• There is no service charge for using your card

certificates of deposits & iRA's

• Interest compounds daily
• Interest begins accruing on deposit date
• Check our rates
• Terms Available:
  • 3 months
  • 6 months
  • 9 months
  • 12 months
  • 18 months
  • 2 years
  • 3 years
  • 4 years
  • 5 years

Personal Online Banking

With Online Banking you can bank whenever you want to, from wherever you have a computer with Internet access! All of your account information is at your fingertips and you can view your balance, transfer funds, make loan payments and more! To sign up for Online Banking you must have at least one checking or savings account with Monument Bank.

Once you login to Personal Online Banking, you will see the following:

Account Summary: This page has an overview of all of your accounts with Monument Bank. Just click on an account number for more detail on each individual account.

Account Activity: Clicking on account activity will show the posting date, type of transaction, check number, description and amount of transaction for the most recent transactions on that account. You can download this information into MS Money ® or Quicken ®

Transfer Funds: This option allows you to transfer funds between various checking and savings accounts that you have with us.
Loan Payment: Make a loan payment to Monument Bank from your checking or savings account.

Change Password: You can change the password on your Personal Online Banking account for added security.

Personal Bill Pay

Monument Bank Bill Pay saves you valuable time. No more writing checks. Pay all your bills with just a few clicks.

• Reduce the risk of incorrect payment- define your payees
• Schedule single and recurring payment ahead of time

Visit Monument Bank or Contact Us for more information
about our Personal Online Banking and Bill Pay.